How To Play Baccarat

How to play Baccarat
Things to know about Baccarat

Baccarat is a card game. The aim of the game is to bet on which hand, the player or the banker.

And you will have a total closest to 9. You can also bet on a tie.

So, Baccarat is played between two hands- the player and the banker.

There are three possible results for every gameplay.

The player has the highest score,

The banker has the highest score


It is the tie.

The rule of “first deal and then bet” makes this game different. After the dealer distributes the cards, you can select multiple positions for the stake.

What about blackjack?

In Blackjack, you need a hand value closer to 21 than the dealer’s without exceeding 21.

How to play Baccarat?

Baccarat Game
Baccarat Game

You can play Baccarat at an online casino or local casino.

You play a video game or a live casino against the dealer at an online casino.

You will find different types of bets in Baccarat.

  • The first bet is when a player wins, which he receives at a 1:1 ratio.
  • The second bet is by a banker’s win (Banko), which he receives at the ratio of 19:20.
  • Finally, the last bet is on a tie, which means that the player and the banker get the same number of points they receive at the ratio of 8:1 (sometimes 9:1)

How to play Live Baccarat

The highest combination in baccarat is called natural, consisting of two cards worth nine points.

The card from deuce to nine has the same point amount as their denomination.

The ace equals one point, and the remaining cards do not award any points to a player. If you earn more than nine points, you lose ten. The gist is that the point amount will always be between zero to nine.

Did you know that Macau casinos are the biggest hub for baccarat tables?

Baccarat – Odds and Strategy

Game of Baccarat
Baccarat is simple to play

The Martingale betting system is the simplest and most famous strategy. Here, the first bet is made on “Banker.” The loss will double the next bet until the first win. After winning, you need to decrease the betting amount to be safe.

As per the Fibonacci strategy, a system is built on caution. It is the best option with average bets, preventing small losses.

These Baccarat strategies never guarantee a win, so it’s better to bet using common sense. If luck is on your side, you may win, implying these strategies.

Did you know that Baccarat is known as Punto Banco in Spain, which is popular in many casinos? In France, it may also be termed “chemin de fer” (meaning “chemmy”). In many other countries, the name Macao is used.

Baccarat Game Variations

1. Baccarat Banque

Baccarat Banque
  • This is the oldest version of Baccarat.
  • The dealer is selected at the start of each round.
  • Usually, the player who first joined the game or the one who made the highest bet becomes the dealer.
  • This game uses three standard decks, and after the staking process, the dealer reshuffles the cards.
  • The participants were given three hands with two cards.
  • You cannot stake on the banco hand, as only the player dealing with the cards can do it.

2. Punto Banco

Punto Banco
  • You can play Punto Banco with 6 standard decks of 52 cards and can place your bets on Player, Banker, or the Tie.
  • The banker deals one card each to the player and the bank.
  • Once you deal with both hands, their value is ascertained to determine whether a third card must be drawn.

3. Mini Baccarat

  • You can play this game in the same manner as Punto Banco, but it looks like a lower-stake version of the popular game.
  • The game uses eight standard decks, and you can play it on a smaller table than other versions.
  • The players find the quick roll of the game quite intriguing.

4. Chemin de Fer

  • In this version, the players do not play against the dealer but against each other.
  • The banker sets aside the money he wants to put in stakes.
  • After this, each player declares that they are willing to place a bet that coincides with the banker’s stake value.
  • This continues until the players touch the amount staked by the banker.
  • The banker can decline the bet if the value placed by players crosses his stake.

Baccarat Tips  

  • Make strategies that consider the trend of the outcomes.
  • Do not go for a tie.
  • Go for the banker bet, as it has the lowest house edge.
  • Do not stick to progressive jackpots or side bets.
  • Avoid commission-free Baccarat.
  • Opt for casinos that permit you to clear the bonus and do not burden you with their normal rollover needs.
  • Play baccarat variations with smaller shoes. This helps to reduce the house edge dramatically.
  • These are the things to know about Baccarat.

Final Thoughts

I found Baccarat easier to play than Blackjack. What I like about it is its lower house edge.

You can bet on the player, banker, or tie; many game variations exist.

Playing online for free is also fun; one can switch to real money play.


Can I play Baccarat for free?

Yes, you can play for free at online casinos.

How to play the game?

It is a simple game. You place bets on the player’s hand, the banker’s hand, or a tie.

What are the card values?

Aces are worth 1, face cards and 10s are worth 0, and all other cards are worth their face value—only the last digit of the total counts.

What is the best bet to play?

Betting on the banker is the best bet to play.

How to win?

The hand closest to 9 wins.

About the author

Kamal Kaur